• Kalyan, Mumbai-421306
  • +91-883 016 5085
  • Info@finnextconsultant.com

About Home Loan

At FinNext, we understand that owning a home is one of life’s biggest dreams, and we are here to make that dream a reality. As a trusted loan consultant in Mumbai, we specialize in providing home loan solutions that are simple, transparent, and tailored to your needs. Whether you’re buying your first home, upgrading to a bigger space, or investing in property, our expert team ensures you get the right loan with the best possible terms.

We work with leading banks and NBFCs to offer home loans at competitive interest rates, flexible repayment tenures, and hassle-free approvals. Our experts guide you through the entire process — from loan eligibility check and documentation to approval and disbursal — making the journey smooth and stress-free. With our strong financial network, we ensure you save both time and money while securing your dream home.

At FinNext, our commitment goes beyond just loan consultancy — we aim to provide end-to-end financial guidance so that your home-buying journey remains worry-free. With integrity, transparency, and customer-first service, we help individuals and families step into their new homes with confidence and peace of mind.

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Home Loan Eligibility

01. Age :

Minimum Age: 18 years and Maximum Age: 70 years

02. Resident The applicant must be (anyone) :

Resident Indian / Non resident india {NRI} / Person of Indian original

03. Net Annual Income :

At least Rs.5-6 lakh depending on the type of employment

04. Credit Score :

At least 650+

05. Employment - The applicant must have (anyone):

A permanent residence A rented residence where they have resided for at least a year before to applying for a loan

A home loan is a secured loan provided by banks or NBFCs that helps you purchase, construct, or renovate a house by pledging the property as collateral.

Salaried employees, self-employed professionals, and business owners with a stable income and good credit profile are eligible to apply for a home loan.

At FinNext, we offer competitive interest rates, flexible repayment tenure, quick approvals, minimal paperwork, and end-to-end guidance to make your home-buying journey smooth and stress-free.

The loan amount depends on factors such as your income, repayment capacity, property value, and bank eligibility criteria.

Most home loans come with a tenure of 5 to 30 years, giving you flexibility in managing EMIs as per your financial comfort.

Yes, under the Income Tax Act, borrowers can avail tax benefits on both principal repayment and interest paid on their home loan (subject to government regulations).

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